Discretionary fund management for everyone is here

A principal driver for Sterling McCall was to provide access in the market to an innovative way of managing investments. Previously discretionary fund management was available primarily to wealthier individuals. Our desire was to bring, at lower charges, the potential of this service within reach of all clients.


What is Discretionary Fund Management (DFM)

Discretionary Fund Management is when you give a fund manager permission to actively manage your investments on a day to day basis to achieve previously identified goals based upon your attitude to risk.

Who are the discretionary fund managers?

We have a number of discretionary fund manager partners who each ensure that your investments are continuously professionally managed.

Doesn’t my IFA do that already?

Unfortunately not. Traditionally when you invest in a fund, unless you’re spending time watching the markets yourself, you’ll only get an idea of how your fund is performing maybe once a year when you receive your statement. By then the fund value may have dropped and consequently the value of your investment. Even if you did want to make a change you would have to notify your IFA who then instructs the fund manager. This can take several days or even weeks and by this time it may be too late!

So why is Discretionary Fund Management a benefit?

DFM allows your fund manager to react quickly to the markets, taking advantage of volatility to make gains within your risk category, as well as mitigating losses. This is possible because you’ve already given your manager permission to act on your behalf so there’s no need for lengthy delays with requests and instructions. The manager actively manages your investment for you, balancing your portfolio regularly to ensure it represents your attitude to risk.

But Discretionary Fund Management isn’t new is it?

No it isn’t. But what is new is the level of investment you need to take advantage of it. DFM has traditionally only been available to high net worth individuals. Now, through Sterling Mccall, even those with a lower minimum investment can access the services provided by discretionary fund managers.

That sounds expensive!

Far from it. Under traditional investment methods you could be charged anything up to 4.05% of your fund value. DFM with Sterling McCall costs a maximum of 0.85% annual management charge excluding the TER (total expense ratio)

It may not be suitable for everyone.

Discretionary Fund Management may not suit your individual circumstances. Please contact us to discuss your requirements.

Talk to us today 0844 871 8409
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